cross-posted from: https://feddit.org/post/4262252
A combination of good high-speed internet coverage, high digital literacy rates, large rural populations and fast-growing fintech industries had put the Nordic neighbours on a fast track to a future without cash.
[…]
But Russia’s invasion of Ukraine in 2022 and a subsequent rise in cross-border hybrid warfare and cyber-attacks blamed on pro-Russia groups have prompted a rethink.
[…]
The Swedish government has since completely overhauled its defence and preparedness strategy, joining Nato, starting a new form of national service and reactivating its psychological defence agency to combat disinformation from Russia and other adversaries. Norway has tightened controls on its previously porous border with Russia.
[…]
[Norway’s] justice and public security ministry said it “recommends everyone keep some cash on hand due to the vulnerabilities of digital payment solutions to cyber-attacks”. It said the government took preparedness seriously “given the increasing global instability with war, digital threats, and climate change. As a result, they’ve ensured that the right to pay with cash is strengthened”.
[…]
Report it lost instead. I’ve lost cards loads of times over the years. One phone call and the new one is on its way. However the fact your bank wouldn’t issue your replacement makes me think they would charge you for this privilege.
And many banks can reprint one at the branch, all free of charge. It’s incredibly cheap for them to do so, and they profit from each transaction, so there’s little reason for them to refuse unless you do it a lot.
I’ve had a number of cards replaced, it’s really not an issue.