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Joined 3 months ago
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Cake day: April 28th, 2024

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  • My husband has specifically asked me not to talk to him about politics. He has verbalized he feels powerless and wants to focus on things he can control more within his immediate realm (dont worry guys, he’s still voting Biden). He’s also asked me to decrease the amount of depressing topics I share with him overall. I did tell him I recommend him read up on it because its “scary AF” and that I was quite scared

    However, I do agree with other posters that its the lack of news coverage on the topic is why so many people are uninformed. We need more individuals to share and educate about this.


  • I have a credit union and unfortunately a Chase account now. I had to open a banking account with First Republic to refinance my student loans from 6.7% to 2.75%. They were the only ones that took on high student loans (lot of medical professionals) and required a constant $20k in the bank.

    Once my loans are done in a few months though, I am moving everything back to m y credit union and closing Chase.

    To speak to some others like my in laws, husband, and my own parents, likely plus a few friends:

    1. They believe that banks offer more services and even more security than a local credit union (ironically my FIL is board member of a credit union but banks with a bank)
    2. Like that there tends to be brick and mortar locations nationwide
    3. Dont know any better (this is most people I believe, unfortunately financial literacy in US is low. Lemmy is not representative of general pop)