I think that while there are some who make this assumption, I’m not sure that it’s the universal takeaway and it is certainly not a safe assumption at all. I work at a large organization in a department that is nearly 50/50 in person and work from home so most meetings take place online and are attended by people both at the office and in their homes. The work culture is such here that a virtual background is generally considered the professional approach to having your camera on even if you are at the office. The company has even issued several company branded backgrounds for this purpose. We know for a fact that many attendees have very presentable spaces but virtual backgrounds are the norm due to the amount of people attending from shared living spaces or drop-in offices.
Attending meetings with your camera off is also still very common. In fact, I have several co-workers who I didn’t recognize in person after working with them for over a year because their company picture was significantly out of date and their cameras were never on during meetings.
Seconding this. If you’re handy, look into work as a field repair technician of some kind. I used to repair machine tools for a company that covered a tristate area. Not only did I not know what I would do from one day to the next, I didn’t know how long the day would be or if I’d even be home at the end of it or staying in a hotel. Money was great and the work was very interesting. Admittedly, the drive time and lack of a schedule for home life gets old after a while but, I did it for 15 years and the first ten were great. I was ready for another career after a decade but stuck it out for another five years because I was picky about the new gig.
No regrets.